Financing and Insurance
Any treatment can be paid over 144 payments at 9.99% APR, on approved credit, through the lenders below. If you have dental insurance, we fill out the claim form for you.
Your consultation, including a 3D X-ray (CT scan), is free.
- A call within two hours during office hours.
- A written cost from us, before you commit to anything.
- No obligation. Many patients take weeks to decide. That is normal.
Apply with a lender.
Each lender is independent and makes its own decision on approval. You apply with the lender directly.
How insurance works at this practice.
Most PPO plans contribute toward the cost of treatment. We are not in network with any insurer, so a plan contributes here by reimbursing you.
You pay us up front. We fill out the claim form for your treatment; you send it to your insurer, and the insurer pays you directly. We do not take assignment of benefits, so no payment from your insurer comes to us.
We do not do insurance verifications. What your plan pays is set by your plan, and your insurer is the one who can tell you: its benefit summary, or a call to the number on your card, gives your annual maximum, the share it pays for each kind of care, and any waiting period still running.
Annual maximums, categories and waiting periods.
The annual maximum. Most dental plans cap what they pay in a plan year. The cap is commonly between one and two thousand dollars, and some plans set it higher. The long-standing figure of one thousand dollars was set decades ago and has not kept pace with inflation.
Coverage by category. A familiar design pays preventive care, such as exams and cleanings, in full; basic care, such as fillings, at about 80 percent; and major care, such as crowns, bridges and dentures, at about 50 percent. Plans differ: some place a procedure in a lower category than another plan would, and some pay less than half for major care.
Waiting periods. Most plans have no waiting period for preventive care. Many make new members wait six or twelve months before they cover major care, and some apply a wait to basic care as well. An insurer may waive a waiting period for someone who moves from another plan without a break in coverage.
How plans typically handle implants and cosmetic work.
Implants. Coverage for implants varies from plan to plan. Many plans pay something toward them; some exclude them; and some pay an alternate benefit, the allowance for a less costly treatment such as a bridge or a denture, with the patient paying the difference. Many plans also do not pay to replace a tooth that was missing before the coverage began.
Because an implant is a large fee set against a modest annual maximum, a plan's contribution to a single implant can use most or all of a year's benefit.
Veneers and whitening. Work done to change how teeth look, such as veneers and whitening, is typically not covered, because plans treat it as elective. Where part of a treatment plan has a health reason behind it, such as replacing a broken or missing tooth, that part may be covered on the plan's own terms.
Why a reimbursement can differ from the fee.
An insurer does not pay an out-of-network claim against the dentist's fee. It pays against its own allowed amount for each procedure, applies its coverage share to that amount, and stops at the annual maximum.
Dentists outside a network have not agreed to cap their fees at an insurer's allowed amounts, so the allowed amount can be lower than the fee. The reimbursement is then a share of that lower figure, which is why it can be well below what the treatment cost.
The claim form we fill out gives your insurer what it needs to decide. The decision, and the amount, are the insurer's.
What the monthly figure looks like.
Prices from our treatment pages, each with its monthly figure.
| Treatment | Price | Monthly |
|---|---|---|
| All four wisdom teeth, with IV sedation | $3,900 | $47/month |
| Clear aligners | $6,800 | $82/month |
| Single implant with a shade-matched crown | $7,000 | $84/month |
| Full arch, PMMA on a milled titanium bar | $19,000 per arch | $227/month per arch |
| Ten porcelain veneers | From $24,000 | From $287/month |
| Both arches, hand-layered zirconia | $42,000 | $502/month |
Each monthly figure is 144 payments at 9.99% APR, on approved credit, rounded up to the whole dollar.
Financing is provided by independent third-party lenders. Dr. Kiyan Mehdizadeh, DMD does not extend credit, does not determine approval, and is not a party to any loan agreement. Approval, rates, and terms are set solely by the lender and are subject to credit review.
Every figure on this site, paid monthly if you prefer.
Any of it can be paid over time. Every monthly figure on this site is 144 payments at 9.99% APR, on approved credit, rounded up to the whole dollar. You apply directly with an independent lender, and the lender makes its own decision on approval.
From a written cost to the claim form.
A written cost from us
After your consultation you receive a written cost for your treatment.
Paying
You pay us up front, in full or through an independent lender over 144 payments at 9.99% APR, on approved credit.
The claim form
If you have dental insurance, we fill out the claim form. You send it to your insurer, and the insurer reimburses you directly.
Find out what your treatment would cost.
Tell us what is going on. Add photos if you have them; if not, we will call and talk it through.
Or call (310) 770-3335.
Ask about the cost of your treatment
Reviewed by our treatment coordination team. Call or text (310) 770-3335 if you would rather speak now.
Request received
A treatment coordinator will call you within two hours during office hours (Monday to Friday, 9 to 4).
To talk now, call (310) 770-3335.
Frequently Asked Questions
Do you take insurance?
We are not in network with any insurer. You pay us up front, we fill out the claim form, and you send it to your insurer, which reimburses you directly. Most PPO plans contribute toward the cost of treatment.
Will you check my benefits before treatment?
No. We do not do insurance verifications. Your insurer can tell you your annual maximum, the share it pays for each kind of care, and any waiting period that applies.
Does dental insurance cover implants?
It depends on the plan. Many plans pay part of the cost, some exclude implants, and some pay only what a less costly treatment such as a bridge would have cost. An implant can also use most or all of a year's annual maximum. Your plan's documents say which applies to you.
Does insurance cover veneers or whitening?
In most cases, no. Plans typically class work done for appearance as elective and do not cover it.
Why can a reimbursement be less than I paid?
An insurer pays an out-of-network claim against its own allowed amount for each procedure, not against the fee, then applies its coverage share and the annual maximum. When the allowed amount is lower than the fee, the reimbursement is lower too.
What are the financing terms?
144 monthly payments at 9.99% APR, on approved credit. Every monthly figure on this site is calculated that way and rounded up to the whole dollar: a $7,000 single implant is $84/month.
Last Updated: October 2026